We are proud to announce that Castle Connolly is recognizing five of our physicians as a 2025 Top Doctor! Learn more
We are proud to announce that Castle Connolly is recognizing five of our physicians as a 2025 Top Doctor! Learn more
Navigating the world of fertility treatment and IVF can feel overwhelming, but understanding your insurance coverage shouldn’t be. IVFMD understands the importance of affordability and accepts most insurance plans to help our patients get the most out of their benefits and manage the cost of fertility treatments.
To many patients’ surprise, several insurance plans include some form of coverage for fertility care. From diagnostic tests to medication and procedures like IVF, exploring your insurance options can help ease the financial burden of building your family. Our team is dedicated to helping you navigate this process, ensuring that you can focus on what matters most—your journey to parenthood.
In Florida, insurance coverage for IVF varies widely, with some plans offering comprehensive coverage while others provide limited benefits. It’s crucial to review your policy carefully and consider consulting with a fertility specialist to explore all your options. While not all plans cover the complete cost of fertility treatment, many offer partial coverage or discounts for specific services. By taking the time to understand your insurance, you can make informed decisions about your fertility journey.
Below are our participating insurance providers and plans. Call us today if you don’t see your plan below, as new plans are frequently being added.
Aetna
AvMed
BlueCross and BlueShield (BCBS; Florida Blue)
Cigna
Community Health Partners (CHP) – Dr. Alford
Golden Rule/United HealthCare (UHC)
JMC Health Network – Dr. McCarthy
MultiPlan
Neighborhood Health Partnership (NHP)/United HealthCare (UHC)
Oxford
Private Healthcare Systems (PHCS)
United HealthCare (UHC) - (Golden Rule, Optum, Oxford, UMR)
United Medical Resources (UMR)/ United HealthCare (UHC)
This insurance list is subject to change and may vary by physician and location. Please call to confirm before your appointment.
In Florida, there is no specific legislation about fertility care written into its insurance code. As a result, insurance coverage for fertility treatment and IVF varies depending on your specific insurance plan.
Some insurance plans do offer coverage for fertility treatments, including diagnostic tests, medications, and procedures like IVF. However, the extent of coverage can vary widely, and not all plans provide comprehensive coverage.
It’s important to review your insurance policy carefully and consult with your fertility clinic to understand what is covered and what costs you may be responsible for.
The cost of fertility treatments, including IVF, can be a significant concern for many patients. That’s why IVFMD offers a range of financing options to help make these treatments more accessible to a wide range of budgets. Our fees for assisted reproductive technology services are among the most competitive in South Florida and beyond. We offer various financial packages and discounts to help you manage the cost of your treatment, including free second opinions, a price assurance program, multi-cycle packages, multiple financing lenders and more. Learn more about our fertility financing options.
The cost of IVF is influenced by several factors, including the complexity of the treatment needed, the number of cycles required, the need for additional procedures like genetic testing, the use of donor eggs or sperm, and any insurance coverage or discounts available. Additional costs may include medications, anesthesia, cryopreservation and storage. Each of these factors can vary significantly, impacting the overall cost of IVF treatment.
IVFMD is proud to help our patients make their path to parenthood more accessible. Our team is dedicated to making it easier for you to navigate the costs of fertility care. Schedule a consultation at one of our fertility clinics in Boca Raton, Cooper City, Miami, Jupiter, Naples, or Viera to learn more about our fertility cost options, accepted insurance plans, and a treatment plan tailored to you.
