Navigating Fertility Treatment Costs
Embarking on the journey of fertility treatment can be both an emotional and financial challenge. As hopeful parents-to-be explore options to grow their families, the costs associated with treatments like IVF, IUI, and surrogacy can be daunting. However, with careful planning and awareness of available resources, managing these expenses becomes more feasible. Here are 6 ways to finance fertility treatment that can help alleviate the burden of fertility treatment costs.
1. Insurance
Although Florida is not a mandated state, many insurance companies include some form of coverage for fertility care including coverage for diagnostic tests, medications, and procedures like IVF. While not all plans cover the complete cost of fertility treatment, exploring your insurance options can help ease the financial burden associated with fertility treatments.
At IVFMD, our team is dedicated to helping our patients focus on what matters most – your journey to parenthood. We understand the importance of affordability and accept most insurance plans. Our financial counselors will work directly with you to help understand your coverage options.
2. Employer Plans Outside of Major Medical
In addition to standard health insurance, many companies offer employer plans specific to fertility treatment.
At IVFMD, we are proud to partner with many fertility insurance companies including Carrot, Maven, Progyny and WINFertility.
As a Carrot Fertility partner, IVFMD provides comprehensive fertility benefits to employers and individuals. Carrot Fertility helps people navigate the complex world of fertility and reproductive health and covers fertility treatments, egg freezing, and other paths to parenthood.
IVFMD’s partnership with Maven enables us to offer benefits and discounts to Maven members while providing patients with the highest quality of fertility care.
IVFMD is a part of Progyny’s Premier Provider Network. Progyny’s all-inclusive benefit includes access to the highest quality fertility specialists, the latest medical technologies, and dedicated support for each member.
The WINFertility Treatment Program is offered exclusively to IVFMD patients in South Florida who have exhausted their benefits or have no fertility coverage. In addition, IVFMD is participating with the WINFertility Premier employer benefits network.
Check with your employer to see if they offer coverage for fertility care through the companies like those listed above.
3. Grants
Grants are a wonderful resource when financing fertility treatments. There are many grant programs available to patients that provide significant financial assistance for fertility treatments. Here are just a few to help you on your journey:
The Cade Foundation will provide up to $10,000 for infertility treatment or adoption.
Livestrong Fertility program provides reproductive information, fertility preservation options, and financial support to cancer survivors.
BabyQuest Foundation provides fertility grants for procedures such as IVF, gestational surrogacy, egg freezing and more.
4. Financing Options
IVFMD partners with some of the top financing companies to offer our patients flexible payment plans to cover the cost of fertility treatment. If you’re interested, please speak with your Financial Counselor, who can provide guidance based on your specific needs.
Advanced Reproductive Care, Inc (ARC)
5. IVFMD Programs
Financial Freedom IVF Package
IVFMD’s Financial Freedom IVF Package is designed to reduce the financial stress that many infertility patients face and offers very generous patient inclusion criteria** unique from other financial programs. Patients who are eligible may receive assistance on the following procedures:
- IVF (up to 3 fresh stimulation cycles)
- Cycle day-three preparation to restart any attempts within the package
- FET (Frozen Embryo Transfer) (as available and until successful within the package)
- Intracytoplasmic Sperm Injection (ICSI)
- Embryo Cryopreservation and storage for the initial 3-months at an IVFMD facility
- IVF cycle monitoring
Your IVF coordinator will work with you to help determine your eligibility based on clinical and other criteria reviewed and addressed in your consultation with your physician.
Inclusion and exclusion criteria apply.** To find out the full details please contact us.
Money Back Guarantee Option
IVFMD offers a money back guarantee option on both Fresh and Frozen transfer cycles. Think of this as insurance or peace of mind for your treatment plan. If results are not positive with your initial attempt, you can receive your money back or proceed with an additional care plan.
Price Assurance Program**
We are committed to making treatment and procedures accessible to all. If you obtain a better price from a comparable facility located within 50 miles of any of our facilities, we will beat that verifiable price by 10%. Visit our website to learn more.
Complimentary Second Opinions for Prospective Patients
While you are seeking fertility treatment, it’s normal to wonder if another doctor could offer more information or a different treatment option. We offer complimentary second opinions to review treatment options and discuss financials if you bring records from another US Reproductive Endocrinologist that are a year old or less. We are here for you so you can begin your treatment plan with confidence.
Military Members
We honor those who serve. Please ask your financial counselor for details.
6. Medication Discounts
Medication discount programs such as First Steps Program and Compassionate Care Discount Fertility Medication Program are great ways to save money on the cost of medications. Medication discounts range from 10%-75% depending on certain financial factors. The requirements and criteria differ for each program, and it is recommended to apply to both programs before buying medication. Ask your IVFMD financial counselor for more information.
Conclusion
Navigating the financial aspects of fertility treatments can be challenging, but numerous resources are available to help ease the burden. By exploring different financing options and grants, you can find a solution that fits your financial situation and brings you one step closer to achieving your dream of parenthood. Remember, each journey is unique, and with the right support and resources, you can make informed decisions that best meet your needs.
Your IVFMD team is committed to helping you navigate this process. By maintaining partnerships with the industry’s leading providers to create accessible treatment packages and offer services that other centers do not, we guarantee our prices will always be competitive and reasonable.
When scheduling your initial consultation with one of our award-winning fertility experts, you can rest assured that your financial team will do everything in their power to help you on your path to parenthood.
